EP:67 The Hiatus Break

“The Break”…

Back in the day a “Break” in a record would mean a chance to actually “Break-Dance”. Now it’s just mean a Hiatus. I miss those days.

Just as is needed to review and assess direction or “Re-Balance” the portfolio or overall personal finance picture.  The MWPF podcast is going into a “Break Mode”, during which, there’s still plenty work to be done in “Re-balancing”, so maybe not too much of a break actually.  So here’s the outlook, a larger focus on specific instruction and education based podcasts, segments, series’ and feature interviews ( because I still dig interviewing people that do money stuff for a living), and some video “how to” action.  So yeah, it may take a bit to pull it all in, and maybe some help too! .

Living Will Forms

In the meantime, check out the archive of podcasts and posts ranging from

  • Ep:1 “Dollar Cost Averaging”
  • Ep:19 “Top Ten Small Business Rules”
  • Ep:52 “Eric B. is President”
  • Ep:49 “Which is Sexy, Money or Finance?”

Continue stay on track with your finances and the practice of maintaining your economic foundation for prosperity, there’s plenty come regarding doing just that.  Also, don’t forget to check out the list of podcasts recommended for good listening between the archive shows.

-Miles.

EP:66 Become Savvy with Finance

Dr Lois Center-Shabzz

Becoming Savvy About Finance

This week’s episode of MWPF features an interview with  Dr. Lois Center-Shabazz of MsFinancialsavvy.com, an author of several highly rated books on Amazon.com that cover saving, investing and management of day to day personal finance.  She also offers coaching on finance, workshops and a Facebook support group, (WomenVestors) for women and girls focusing on finance.  In this interview, Dr. Lois Center-Shabazz covers her philosophy regarding women and finance along with some very insightful relationship advice on Love and Money.  Listen as she details the journey through her professional career and into becoming a financially savvy investor, author and finance coach.

-Miles.

EP:65 No Fear Credit Repair

Mark Clayborne

Stop Fearing Your Credit.

Episode 65 is an interview Mr. Mark Clayborne of www.startupcreditrepairbusiness.com and author of an www.amazon.com bestselling book on personal credit repair “Hidden Credit Repair Secrets”.  Mark Clayborne has established himself as an authority in the personal credit repair industry and now helps entrepreneurs get started in the business of credit repair as well.  In this interview we discuss Fico scores, paying bills, credit utilization, the high cost of bad credit and authorized users among many other valuable and informative details.  Mark Clayborne’s business model is all about how to get your personal credit on the right track.

-Miles.

Get your FICO Score with Score Watch® today! Click here!

EP:64 Tax Refund Remorse

Rich for the Day

Tax Refund Remorse

After the much advertised delay in sending out refunds, it’s finally time.  In this week’s episode, the focus returns to that once a year so-called pay day that everyone gets all worked up about.  “The Tax Refund” Like a windfall, a breathe of fresh financial air.  Sometimes it’s spent in our minds 19 times before we even get it, just the idea of getting it. The tax refund is maybe one or two steps away from becoming a holiday, just so folks could have even more time to go spend some of that tax refund money.  The car dealers, creditors, retailers and anyone else that typically have slow January sales are all anxiously waiting as they know people are getting the refund checks.  Maybe there should at least be some slick moniker like “SupeR Black Friday” or maybe “GAAP Friday”.  Either way, there’s a lot of opportunity at this time of year for both making good moves or setting the stage for trouble during the rest of the tax year.

-Miles.

EP:63 The Valentine’s Money

No romance without finance

Valentine’s Day is All About The Money.

Pay attention as you get yourself all wrapped up into Valentine’s Day. The flowers, cards and candy.  Watch your spending and the spending of your courtier, if your paying close enough attention you’ll be able to see early signs of good financial behavior or terribly irresponsible spending.  Either way while you sitting at that pre-fixe overpriced cold dinner looking into each others’ eyes, it’s a good time to ask, “hey, so how’s your credit?”.  Pay attention to the surprise in their eyes, or the pleasure to share such information in an attempt to communicate their openess to discuss finance and the future.  And when the bill comes back with no surprise “declined” comment, you realize …they might actually be a keeper.

-Miles.

Get your FICO Score with Score Watch® today! Click here!

EP:62 Fiduciary Immunity

Who’s Looking Out For You When You Invest?

Wolfy The Fiduciary

This week’s episode focuses on the recent news surrounding “The Fiduciary Rule”, which has investors, retirement savers and would be investors trying to figure out just what exactly is “a fiduciary” to begin with.  We’ve come to expect certain business relationships to work in our favor such with a lawyer, our doctors and even the little league coach sometimes, the same applies to many of the professionals that help us invest for the long term.  Investing for retirement, such as IRA’s, 401k’s and similar plans that are handled or managed by investment advisors fall under the rule of fiduciary responsibility.  However, new rules expand this definition to include more people who may be involved or have an influence on retirement investing guidance.   And those new rules focus squarely on the people you trust to steer you and your money in the right direction for your “best interest”.  And, not just steer your money into their pockets.

-Miles

EP:61 Urgent Care, Everywhere

Urgent Care Centers Are Everywhere.

Medical Care Retailing

Anyone that has been looking to just be seen by a doctor for some acute issue, maybe a slight sudden illness like the flu, they now have more options than just the emergency room.   At one time regardless of your health insurance coverage, many folks were destined to sit in ER’s around the country for hours and maybe even watch hospital staff  change shifts while they wait, and wait some more to be seen.  With a lack of primary care physician availability and increasing wait  times in the ER, first response of many people was to take an ambulance to get in right away, so they can hurry up to wait.  Although there are folks that still believe the ER is the place to go when they have the flu, the landscape has changed quite a bit since then.  Firstly, there are flu shots at the local pharmacy, and you can even see a doctor without going to the emergency room and waiting for your doctor to graduate from med school.  What happened?  One major change that is here to stay, Urgent Care Centers.

-Miles.

 

 

EP:60 Plan For Life and Death

Plan for Both Life and Death, Because Both Have Expenses.

Alysia M. Hicks
Living Wills

On this week’s episode, an interview with Funeral Services Director Alysia M. Hicks.  We discuss the business of managing final arrangements, burials, becoming a mortician/ funeral director, rumors about the business and of course …how much does it cost to bury someone???  In this very straight forward conversation Alysia M. Hicks is able to give some true insight on a range of topics from what it takes to become a funeral director and the level of casket side manner required to be a “Doctor of Dead People”.

-Miles

 

EP:59 Girls Run This M*tha

The Girls Run This M*tha.

Women in business, government, education, medicine, law, running for president, CEO’s, Bankers, and all the rest.  Far more than just the supportive standby spouse, women are leading households and all the office too. How about banking and finance? More than just the corner C-Suite, women are starting their own companies and appointing folks to those corner offices.

Now, something entirely new in the space of infinite possibilities for women, an investing platform geared toward women, focused on everything from their specific lifestyles, life cycles and the way women earn, save and invest.  You might have thought to yourself “poor Hillary”, if you did, you’re missing the whole thing because Girls Run This M*tha. Check out Ellevest and you’ll see.

 

-Miles.

 

Quit and Do You: Rebroadcast*

New Year, New Motivations.

It’s the beginning of a new year and many of us promised ourselves to take it to the next level for the new year, last year.  This time most of us are ready, some of us have even painted ourselves in a corner to force us to get it done. Commitment devices aside, it’s sometimes hard working for less than we’re worth or those undeserving of our abilities.  We have the confidence, the skill-set and some of us even have the money to get started in a our own business.  Is now the time to “Quit and Do You” ?  This is a Re-broadcast, now seems a good time as any to take a look at some tips on whether or not to jump ship and venture out on your own.

-Miles.