A quick review of the focus of the blog and the Miles Weekly Personal Finance Podcast, a vehicle by which to inform, educate, entertain, and cover the basics of personal finance, small business, investing, savings. The primary objective if there is one at all, to close the gap of “information asymmetry” and raise the minimum threshold of financial literacy to anyone that subscribes to the podcast or keeps up with the blog. In communications lingo The “A” End is the originating end or point of origination, for us that would be Episode #1 and Blog Post #1. Conversely the “Z” end is the terminating end, whereas the communications sent have been received. But don’t be fooled, the end also becomes the beginning and Z becomes A to start the cycle all over again. This is “Episode Number “Z”, we have reached the terminating end of these communications …successfully I might add. end.
It’s the beginning of a new year and many of us promised ourselves to take it to the next level for the new year, last year. This time most of us are ready, some of us have even painted ourselves in a corner to force us to get it done. Commitment devices aside, it’s sometimes hard working for less than we’re worth or those undeserving of our abilities. We have the confidence, the skill-set and some of us even have the money to get started in a our own business. Is now the time to “Quit and Do You” ? This is a Re-broadcast, now seems a good time as any to take a look at some tips on whether or not to jump ship and venture out on your own.
Interview with CEO of PunchTV Studios, Joseph Collins
This episode is a followup to episode 54 “Is It A Scam”, during which, the PunchTV Studios IPO was one of the companies profiled for review. PunchTV studios is within the IPO phase of going public and currently offering company shares for $1. each. This offering has been specifically targeted to the urban market and non-accredited investors. Typically, IPO stocks aren’t available to the average non-accredited investor, however with recent changes in legislation and the SEC Rule Regulation A along with The JOBS Act, companies like PunchTV and others have been able to offer shares directly to the public. In addition to direct to public IPO shares, companies are also able to seek funding through “crowdfunding” practices. With lesser regulations and lesser oversight there’s been both a lot of buzz about companies like PunchTV and a lot of questions about its worthiness as an investment for newbie investors. In this interview, PunchTV CEO, Joseph Collins speaks directly to many of the ongoing questions.
This is the holiday season and you probably deserve to give yourself the gift of of financial fitness. At the end of the year during holiday season there’s still time to wrap up 2016 and put a big bow on it. The Personal Finance Holiday List focuses on maximizing deferred savings, reducing taxes, giving gifts that keep on giving and optimizing your credit profile so you’re not paying the interest that allows other customers to get teaser rates. Keeping yourself financially fit ultimately allows you to go out and buy gifts for whoever you may desire, you included. Just remember, charity starts and home, then travels abroad.
In this episode, a review of Porter’s 5 Forces and how they shape small business. Which forces may be working in your favor and which forces are working against you and your small business like the force of a hurricane. In this overview a look at each of the five forces and how they may apply in most any small business. At any given time or another one of these may be driving business to or away from you, in either case, it’s good stuff to know and good business sense to employ. It’s hard work
Going from Hustle to Small Biz: The Commercial Lease
In this episode the focus turns to small business basics and getting the commercial lease. Once you’ve decided to move the hustle up a notch you’re going to need a place to do business from. Whether your sell shoes, hair products or just give advice on doing both at thee same time, you’re probably going to need a place to call home where you make it happen in business. It’s only so long you can rock that basement, living room or front seat of your car. In looking for a place to establish your business, if it’s your first time out of the gate you may find the commercial lease language covers some things your not used to like “CAM” and the “NET”. This episode: The Commercial Lease highlights some of the important things to keep in mind when you encounter landlords and less than usual terms.
Ep52 Eric B is President, and it obviously doesn’t matter.
In 1986 the song titled “Eric B. is President” was a #1 hit song in the Hip Hop community. At the time it was a strange title, but the title sank in and it didn’t even matter. The Hip Hop community went on to take over the music world and Rakim became one of the most well known and prolific rappers in Hip Hop history -still to this day. He debuted by nominating his DJ for president, that’s 1986, talk about making America great again.
The 2016 election is over and a new president will be sitting in the White House soon. There’s a lot of anxiety surrounding what is to become of the new presidency? So the question remains, how will affect your daily finances, your money, your ability to save and invest because that’s all that really matters. In episode 52, what may or may not be of concern with a new presidency.
This episode details the current play list of subscribed podcasts directly from my favorites folder. It is somewhat a reference list on money and finance related podcasts alongside some entertainment podcasts, good shows no doubt. I share this list to offer good shows you can check out between episodes of Miles Weekly, some of the best on money are listed here with some of the most creative and most passionate on the podcasts they produce. There’s an insane amount of podcast lists and directories, maybe even as many podcasts, but this is the “play list” straight from my cracked screen phone. Podcasters love feedback, so when you check out these podcasts don’t forget to rate them and let them know how they’re doing. Give them “5 – Stars” (preferably), comments, even some criticism if you think they’re entertaining, informative or useful.
Once you’ve got you small business off the ground and are running on all cylinders, now what? Sooner or later every small business may hit a plateau, and no one knows how long this “plateau” may last. That isn’t the time to take the “wait and see” approach, that’s not how real go-hard go-getters and entrepreneurs get down anyway. In fact, that will be the time start considering advanced moves to position the small business for growth. When it comes to growing and moving beyond the plateau nothing but nothing is off limits, everything from guerilla marketing to getting a publicist to revamping the entire business is on the table, you will either Grow or Die. This podcast episode talks about advanced moves to “Grow or Die”. First things first, before making advanced moves, make sure not to get too far ahead of yourself by attempting big moves before the business is stable and ready. How do you go to the next episode?
In this episode an interview with The Uber Lady Charlotte, she offers some insight into being an Uber driver and from the perspective of being a woman. She’s on her hustle and grind, and has a big heart. What it’s like to be an Uber driver, how she makes the most of her time and money by targeting everyone from “walk of shame” passengers to church goers. Although she has a big heart, she puts up with no bullsh*t, and yes, she’ll still rate you 5 stars. Uber Lady Charlotte also maintains a YouTube channel where she uploads everything from advice for Uber newbies to stories about her colorful days. Her YouTube channel is interesting and funny with a bit of seriousness, luckily for passengers, she doesn’t take herself too seriously and enjoys what she does.