Don’t Be a Sucker, Don’t Pay Into Usury. Be Sucker Free.
Usury is the practice of having or charging notoriously high interest, costs and fees attached to borrowing money. Federal and local governments try to protect consumers from the worst of the worst when it comes to such practices, but it’s usually after whatever company has already made a really good run and ripped off many people along the way. In the most conspicuous ways it can be seen in credit card rates, car loan rates, housing loan rates, (sure you’ve heard enough about the housing crisis to feel like an expert on the subject) and short term loans. Short term loans and fast cash payday loans probably being the most economically damaging of the bunch. Still, there’s the hidden usurious tactics, yes hidden, such as the 22% fee on money transfers and so on. Then there’s interest and fees on money that already belongs to you, instead of gaining or receiving interest, secondary financial companies are charging you for your own money. I know, crAzy RiGht? What kind of Sucker pays to get his or her own money. Be “Sucker Free”, don’t work for your money and then pay for your own money.
In this episode, an interview with Jason Brown, investor, trader, instructor and developer of “The Brown Report”. Jason goes over some of the differences in trading versus investing and how to get started based on your your money goals. He explains how he got started in trading, investing and some of the ups and downs that come with the territory. Jason explains how he came to develop several intense and focused courses based on his knowledge of investing and how it can be tailored to meet individual needs.
During the interview Jason sets aside the mystique, glamour and sometime hype about investing by digging right in to the nuts and bolts of getting started with investing and trading from the ground floor. Besides offering entry level instruction and investor training, The Brown Report also offers advanced level trading strategies for those that find themselves wanting more. He has a relaxed, confident approach that only comes following some real world experience and perseverance earned during trading in both up and down market cycles. If you haven’t seen any of the ads for “The Brown Report” online or elsewhere, check it here at “The Brown Report” .
Once you’ve got you small business off the ground and are running on all cylinders, now what? Sooner or later every small business may hit a plateau, and no one knows how long this “plateau” may last. That isn’t the time to take the “wait and see” approach, that’s not how real go-hard go-getters and entrepreneurs get down anyway. In fact, that will be the time start considering advanced moves to position the small business for growth. When it comes to growing and moving beyond the plateau nothing but nothing is off limits, everything from guerilla marketing to getting a publicist to revamping the entire business is on the table, you will either Grow or Die. This podcast episode talks about advanced moves to “Grow or Die”. First things first, before making advanced moves, make sure not to get too far ahead of yourself by attempting big moves before the business is stable and ready. How do you go to the next episode?
Socially Responsible Investing. Do You Invest Responsibly?
Are your 401k and other mutual fund based investments such as IRA’s and 529 plans reflecting your values as an investor? Can you maintain your moral values and make money with investments at the same time? As it turns out the answer is yes, you can invest in your values and still be a value investor. Recently, some well known dividend paying stocks took a nosedive of over 40%, as it turned out, not many people agreed with their line of business anyway. Little do many investors know, they are invested in many things or companies that they wouldn’t want to be bothered with. In this episode, a look at two controversial companies that both have a lot of investors money riding on them.
Even as we mourn the recent massacre of innocent people living life as they see fit and socializing in an environment where they felt safe and comfortable among like minded peers. Truth is, many of us would like to live so honest and free, happy and content with ourselves. Still some crazed person will bring the sad reality of wanting to inflict his will on them and eventually take their lives to make his point.
There will be more mourning than can probably be imagined as there were so many families touched that transcend race, creed, nationality, economic class and sexual orientation. Regardless, we live in a society that is dominated by capitalism and as such, the stocks of gun makers were up immediately following this terrible massacre. Whether it’s matter of security concerns or self defense, capitalism is marching forward, manufacturers and retailers alike are making profits as a direct result.
May God Bless those affected by the tragedy, the families friends and loved ones of the victims. May God Be With You.
This week’s episode reviews how to grow your small business and not die while still being alive in business. How would you die and still be in business? When year over year and quarter over quarter results are the same, you might have hit a snag or flat spot in your business. Get stuck in that flat spot repeatedly and you’re dead, rather, the living dead …figuratively speaking of course.
Point is, you have to grow your business once its off the ground and moving. Now may be the time to make some big moves. In this week’s episode I discuss 5 big moves that’s necessary to help fight off the rigor mortis that awaits if you don’t get to shaking and moving. Using the strengths of a small business, pivot, pivot, pivot ….Grow or Die.
This week’s episode highlights some of the pros and cons of investing in your employee stock program. If you work for a major company that is traded on the stock exchange, there may be more to your compensation than meets the eye via Employee Stock Purchase programs
There many ways to earn more and make the most of your employer even if your a lower level employee. You may be able to invest in your employer stock at a discount, which in the end is a net increase to your compensation. Your employer may have a pension plan that is invests in company shares or may offer you stock options. There are many ways you may be able to get a hold of company shares even at a discount, whichever way is available to you make sure to look it over carefully and don’t dismiss the potential opportunity.
There are economic trends that are going on right in your everyday space, some of which we all take part in oftentimes and can invest into as well. Many of these trends offer opportunity to not just be a consumer but also make money from the trend itself, for the long run. In this episode, some insight on what’s popping up all over neighborhoods around the country. storage spaces.
The Storage Space business is booming all over the country regardless of community type or status. including communities in transition such as gentrification, revitalization, urbanization, and even bedroom communities are seeing big business move in. At the front of the line is a company called Public Storage with some competitors not very far behind. You probably have seen some of these places in your area, and yes, they are investment opportunities waiting to be taken advantage of.
5 Reasons Why You Should Lease and 5 Reasons You Should Buy
Maybe lease today and maybe buy tomorrow. The idea is that it really depends on your needs or circumstances, and as we all know, both variables change from time to time. Lease options have come a good long way to reach the everyday leisure driving consumer. For that matter, so have creative financing offers that go up to seven years now. First you have to figure out which kind of driver and consumer you are. Do you need to own your car and do what you want however you want and whenever to your heart’s content or are you cool how the car is already set up and primarily use it within the norm about 10k – 15k miles per year? Commuting or just leisure? A tinkerer that likes to hook your car up no matter what with rims, tints and a growling exhaust? Of course there’s an argument to be made either way, measure your needs and choose wisely, it will be a financial decision that may last a few years to come.
Some last minute tax ideas, local help and information.
(Apologize for the audio, street side interview with some serious wind noise)
Just happen to come across a New York State Tax assistance trailer that is set up on the Grand Concourse in The Bronx, NYC. State reps were out and a local financial services business, ARIVA was onsite to assist also, they were offering to assist anyone interested in getting their taxes done by the deadline for FREE! Of course there were details, but free is FREE…
I stopped to talk with them about what the free promotion. Although the state employees were a bit shy, they were very nice. In connjuction with NYS was a local business, Ariva Tax and Ceasar from Ariva was approachable and glad to take a quick minute where he explained some of the services offered to the local community by Ariva Tax.