Plan for Both Life and Death, Because Both Have Expenses.
On this week’s episode, an interview with Funeral Services Director Alysia M. Hicks. We discuss the business of managing final arrangements, burials, becoming a mortician/ funeral director, rumors about the business and of course …how much does it cost to bury someone??? In this very straight forward conversation Alysia M. Hicks is able to give some true insight on a range of topics from what it takes to become a funeral director and the level of casket side manner required to be a “Doctor of Dead People”.
Women in business, government, education, medicine, law, running for president, CEO’s, Bankers, and all the rest. Far more than just the supportive standby spouse, women are leading households and all the office too. How about banking and finance? More than just the corner C-Suite, women are starting their own companies and appointing folks to those corner offices.
Now, something entirely new in the space of infinite possibilities for women, an investing platform geared toward women, focused on everything from their specific lifestyles, life cycles and the way women earn, save and invest. You might have thought to yourself “poor Hillary”, if you did, you’re missing the whole thing because Girls Run This M*tha. Check out Ellevest and you’ll see.
It’s the beginning of a new year and many of us promised ourselves to take it to the next level for the new year, last year. This time most of us are ready, some of us have even painted ourselves in a corner to force us to get it done. Commitment devices aside, it’s sometimes hard working for less than we’re worth or those undeserving of our abilities. We have the confidence, the skill-set and some of us even have the money to get started in a our own business. Is now the time to “Quit and Do You” ? This is a Re-broadcast, now seems a good time as any to take a look at some tips on whether or not to jump ship and venture out on your own.
During the holiday season is by far the time when pre-paid cards and gift cards are given out the most all year long. Pre-paid Cards and Gift Cards are an easy one shot, quick trick, when it’s hard to think of something as a gift. It’s easy to stop in a local Wal-Mart, Walgreen’s and now even the local Dollar Tree and grab one of these pre-paid cards or gift cards on the go.
Convenience comes at a cost, and sometimes it’s a very high cost. There are too many alternatives to list when it comes to pre-paid cards and gift cards. What’s really crazy is that among the alternatives …buying stock in the very company that sells the pre-paid cards and gifts cards may be the best alternative of all. A quick look at the stock price of company that sells and markets the Green Dot (NYSE:DOT) card at the local Dollar Tree (NASDAQ:DLTR) reveals the stock is up around 45% year to date for 2016! With that sort of return on investment, it would be better to give the company stock as a gift instead of the actual pre-paid card. Dang!
Interview with CEO of PunchTV Studios, Joseph Collins
This episode is a followup to episode 54 “Is It A Scam”, during which, the PunchTV Studios IPO was one of the companies profiled for review. PunchTV studios is within the IPO phase of going public and currently offering company shares for $1. each. This offering has been specifically targeted to the urban market and non-accredited investors. Typically, IPO stocks aren’t available to the average non-accredited investor, however with recent changes in legislation and the SEC Rule Regulation A along with The JOBS Act, companies like PunchTV and others have been able to offer shares directly to the public. In addition to direct to public IPO shares, companies are also able to seek funding through “crowdfunding” practices. With lesser regulations and lesser oversight there’s been both a lot of buzz about companies like PunchTV and a lot of questions about its worthiness as an investment for newbie investors. In this interview, PunchTV CEO, Joseph Collins speaks directly to many of the ongoing questions.
This is the holiday season and you probably deserve to give yourself the gift of of financial fitness. At the end of the year during holiday season there’s still time to wrap up 2016 and put a big bow on it. The Personal Finance Holiday List focuses on maximizing deferred savings, reducing taxes, giving gifts that keep on giving and optimizing your credit profile so you’re not paying the interest that allows other customers to get teaser rates. Keeping yourself financially fit ultimately allows you to go out and buy gifts for whoever you may desire, you included. Just remember, charity starts and home, then travels abroad.
In this episode, a review of Porter’s 5 Forces and how they shape small business. Which forces may be working in your favor and which forces are working against you and your small business like the force of a hurricane. In this overview a look at each of the five forces and how they may apply in most any small business. At any given time or another one of these may be driving business to or away from you, in either case, it’s good stuff to know and good business sense to employ. It’s hard work
Be careful, a lot investment schemes and even some scams are looking to get over over like a fat rat. Investment schemes and scams are nothing new, as matter of fact, these things are always refreshed and updated for modern times. Whether it’s Ivan Boesky, Madoff, some new unknown investment company promising real estate profits or a foray into Forex. Ask questions, ask questions, ask questions …and look for the tell tale signs.
Going from Hustle to Small Biz: The Commercial Lease
In this episode the focus turns to small business basics and getting the commercial lease. Once you’ve decided to move the hustle up a notch you’re going to need a place to do business from. Whether your sell shoes, hair products or just give advice on doing both at thee same time, you’re probably going to need a place to call home where you make it happen in business. It’s only so long you can rock that basement, living room or front seat of your car. In looking for a place to establish your business, if it’s your first time out of the gate you may find the commercial lease language covers some things your not used to like “CAM” and the “NET”. This episode: The Commercial Lease highlights some of the important things to keep in mind when you encounter landlords and less than usual terms.
Ep52 Eric B is President, and it obviously doesn’t matter.
In 1986 the song titled “Eric B. is President” was a #1 hit song in the Hip Hop community. At the time it was a strange title, but the title sank in and it didn’t even matter. The Hip Hop community went on to take over the music world and Rakim became one of the most well known and prolific rappers in Hip Hop history -still to this day. He debuted by nominating his DJ for president, that’s 1986, talk about making America great again.
The 2016 election is over and a new president will be sitting in the White House soon. There’s a lot of anxiety surrounding what is to become of the new presidency? So the question remains, how will affect your daily finances, your money, your ability to save and invest because that’s all that really matters. In episode 52, what may or may not be of concern with a new presidency.