Sucker Free Money

Don’t Be a Sucker, Don’t Pay Into Usury. Be Sucker Free.

Stay Sucker Free.
Stay Sucker Free.

Usury is the practice of having or charging notoriously high interest, costs and fees attached to borrowing money.  Federal and local governments try to protect consumers from the worst of the worst when it comes to such practices, but it’s usually after whatever company has already made a really good run and ripped off many people along the way.  In the most conspicuous ways it can be seen in credit card rates, car loan rates, housing loan rates, (sure you’ve heard enough about the housing crisis to feel like an expert on the subject) and short term loans.  Short term loans and fast cash payday loans probably being the most economically damaging of the bunch.  Still, there’s the hidden usurious tactics, yes hidden, such as the 22% fee on money transfers and so on.  Then there’s interest and fees on money that already belongs to you, instead of gaining or receiving interest, secondary financial companies are charging you for your own money.  I know, crAzy RiGht? What kind of Sucker pays to get his or her own money.  Be “Sucker Free”, don’t work for your money and then pay for your own money.

-Miles.

Car Buying Lease or BUY?

Car Buying Lease or BUY?

Lease OR BUY?

5 Reasons Why You Should Lease and 5 Reasons You Should Buy

Maybe lease today and maybe buy tomorrow.  The idea is that it really depends on your needs or circumstances, and as we all know, both variables change from time to time.  Lease options have come a good long way to reach the everyday leisure driving consumer.  For that matter, so have creative financing offers that go up to seven years now.  First you have to figure out which kind of driver and consumer you are.  Do you need to own your car and do what you want however you want and whenever to your heart’s content or are you cool how the car is already set up and primarily use it within the norm about 10k – 15k miles per year? Commuting or just leisure? A tinkerer that likes to hook your car up no matter what with rims, tints and a growling exhaust? Of course there’s an argument to be made either way, measure your needs and choose wisely, it will be a financial decision that may last a few years to come.

 

-Miles