Open for Enrollment

Open Enrollment Options.

Open Enrollment

Annual “Open Enrollment” selections, elections and options are typically around October and November of every year.  Most employees carryover the same options year after year, sometimes this is a big mistake, they’re leaving money on the table and that is not how the game is played.  Much like you would review every line of tax deductions for expenses and credits at tax time, the same should be done to ensure annual elections are “optimized”.  Everyone wants to get the most for their money, with that in mind making a decision for the entire year can be tricky.  It’s necessary to consider everything from frequency doctor visits, dental visits, eye care, prescriptions, relocating or even if you don’t go to the doctor much more than preventative care and checkups here and there.

Consider everything from possible savings by reducing coverage, adding life insurance amounts, and of course the possible tax advantages of an FSA or HSA to help offset those wonderful co-pays and deductibles.  I always wondered who came up with the “co-pay”, like really, a $10. co-pay?!?! Why? It’s always been a pain to make sure you have $10. or $15. in my pocket just for the co-pay!

-Miles.

 

Quitting Your Job and Doing You

Quitting Your Job and Doing You

Thinking about quitting your day job to be a Entrepreneur?

The Question Mark Guy

Before you go jump out of the window to start your own business, you might want to tie up some loose ends, and some ends not too tightly either. Quitting your job to do you can be a one of the most exciting moments in a Entrepreneur’s journey, however, your job should be a tool to help catapult you into that space.  Your job may not be what’s holding you back, but could be what’s setting you in position.  What are some of the very first things you should think about doing if you’re quitting your job and doing you?  This episode talks about getting set up before you quit, transitioning and not looking back.

-Miles.